by Karin | Start Fresh | Sep 8, 2017 | Debt & Money Matters
We are SO CLOSE to being debt-free, and looking forward to finally doing that long awaited debt-free scream. We thought we would be completely debt-free in 2016 but then a couple of Murphy’s law emergencies happened and we ended up with some hospital bills and...
by Karin | Start Fresh | Oct 27, 2014 | Debt & Money Matters
The only plastic you will ever find in my wallet these days: Loyalty Cards for Cash Purchases. South Africa lags behind the USA on worthwhile coupon or consumer rewards programmes that does not involve signing up for credit, but there have been some new developments...
by Karin | Start Fresh | Aug 19, 2014 | Debt & Money Matters
Have you heard of M4JAM? Make some easy extra cash with Money for Jam My husband and I have been having fun with this project over the past few weeks. Together we have been able to make a couple of hundred bucks in extra cash by completing various quick surveys and...
by Karin | Start Fresh | May 7, 2014 | Debt & Money Matters
Baby Step 7: Build wealth and give! After completing the first 6 baby steps, you will now be debt-free, with a fully funded emergency fund, you are saving 15% of your income for retirement and have started an Education Savings Plan for your children, and you have a...
by Karin | Start Fresh | May 7, 2014 | Debt & Money Matters
Baby Step 6: Pay Off Your House Early After completing the first 5 baby steps, you will now be debt-free except for your home loan {if you have one} with a fully funded emergency fund, you are saving 15% of your income for retirement and have started an Education...
by Karin | Start Fresh | May 7, 2014 | Debt & Money Matters
Step 5: Education Savings Plan for your children After completing the first 4 baby steps, you will now be debt-free except for your home loan {if you have one} with a fully funded emergency fund, and you are saving 15% of your income for retirement. Next up is saving...
