Personal update from me…

Personal update from me…

We are SO CLOSE to being debt-free, and looking forward to finally doing that long awaited debt-free scream. We thought we would be completely debt-free in 2016 but then a couple of Murphy’s law emergencies happened and we ended up with some hospital bills and...
Loyalty Programmes for Cash Buyers

Loyalty Programmes for Cash Buyers

The only plastic you will ever find in my wallet these days: Loyalty Cards for Cash Purchases. South Africa lags behind the USA on worthwhile coupon or consumer rewards programmes that does not involve signing up for credit, but there have been some new developments...
Make some extra cash with M4JAM!

Make some extra cash with M4JAM!

Have you heard of M4JAM? Make some easy extra cash with Money for Jam My husband and I have been having fun with this project over the past few weeks. Together we have been able to make a couple of hundred bucks in extra cash by completing various quick surveys and...
Should I belong to a Medical Aid?

Should I belong to a Medical Aid?

If you are asking the question “Should I belong to a Medical Aid?” because you simply cannot fit the premium into your budget, let me tell you a couple of real-life stories: Story 1: A Tumble Down Some Stairs Someone I know fell down a flight of stairs at...
Build wealth and give

Build wealth and give

Baby Step 7: Build wealth and give! After completing the first 6 baby steps, you will now be debt-free, with a fully funded emergency fund, you are saving 15% of your income for retirement and have started an Education Savings Plan for your children, and you have a...
Pay Off Your House Early

Pay Off Your House Early

Baby Step 6: Pay Off Your House Early After completing the first 5 baby steps, you will now be debt-free except for your home loan {if you have one} with a fully funded emergency fund, you are saving 15% of your income for retirement and have started an Education...