A lifestyle & personal finance blog for South Africans who are ready to get out of debt once and for all. Learn how to improve your financial well-being & build a happy marriage & life.

The 5 Love Languages

“The one who chooses to love will find appropriate ways to express that decision every day.” – GARY CHAPMAN, author of “The 5 Love Languages” I would like to recommend a very useful relationship-building tool for couples: The 5 Love Languages by Gary Chapman. Sometimes, the way you show love is different from the way you partner receives love. Understanding you and your partner’s love languages will help improve communication and connection, and root out many of the relationship misunderstandings…

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Freezing Onions

Cooking for two is strange because of the odd quantities of things you need to make recipes. I used to avoid freezing things unless I knew it could freeze well, so I avoided buying vegetables in bulk. Also, I seriously dislike the smell of raw or frying onion in our apartment. Sometimes, It hangs around until the next day. Ugh. Cutting onions irritates my eyes for hours afterwards. A couple of months ago, when I started trying out freezer cooking for…

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Gazelle Intensity

“Gazelle Intensity” basically means: “When it comes to debt, run for your life!” Dave Ramsey coined the term after reading Proverbs 6:4–5, which says, “Give no sleep to your eyes, nor slumber to your eyelids. Deliver yourself like a gazelle from the hand of the hunter, and like a bird from the hand of the fowler.” Read the full story here. {Print from ETSY}

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The Power of Vulnerability

Have you heard of Brené Brown yet? Her first TED talk in 2010 took the world by storm. “Brené Brown is a research professor at the University of Houston Graduate College of Social Work. She has spent the past ten years studying vulnerability, courage, authenticity, and shame. She spent the first five years of her decade-long study focusing on shame and empathy, and is now using that work to explore a concept that she calls Wholeheartedness. She poses the questions:…

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A Breakthrough Moment

The back-story We entered our marriage with the odds stacked against us. We had fallen in love, head over heels, just a year earlier. I moved to his town and left all my friends and family behind. We moved in together before we were married, breaking some serious promises we made to ourselves and God. We entered the marriage with an enormous amount of debt. My parents had a broken or difficult marriage from the start, so I really had…

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Discovering Dave Ramsey

We fell around  in an ever-deepening hole of debt, so clueless, for the first six years of our marriage – until we discovered Dave Ramsey’s plan at the end of 2012. The Seven Baby Steps $1,000 In an Emergency Fund {about R5 000 – R10 000 in RSA} Pay Off All Debt with The Debt Snowball 3 to 6 Months Expenses in Savings Invest 15% of your income into Retirement Plans College / Education Funding Pay Off Your Home Early Build…

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Free Freezer Cooking e-book

I LOVE the blog Money Saving Mom. The site is American, so not everything on there will be available to us here in South Africa, but it is still an incredible resource and a place where you can get useful advice & encouragement galore. If you sign up for their newsletter, you can download an awesome e-book called “Guide to Freezer Cooking” by Crystal Paine. It is filled with practical tips & tricks and will help you get started if you are…

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Beautifully Imperfect

Symmetry is widely accepted as one of the basic principles of beauty. When examining my own face, hands and feet I see slightly asymmetrical features that both amuse and intrigue me. Does that make me hideously ugly? Of course not – in fact, these subtle variations make me distinctly me. Not many things in life go according to plan, but that does not mean your life is a complete write-off. The beauty is in the variations, the lessons learnt and…

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